Introduction to Peer to Peer Lending
- What Is Peer to Peer Lending?
- How Peer to Peer Lending Is Different from Traditional Loans
- Why P2P Lending Is Gaining Momentum
- Regulatory Landscape and Risk Oversight
Peer to Peer Loans
Peer to Peer Loans
4 chapters
How Peer to Peer Lending Works
- Borrower Application
- Credit Evaluation and Listing
- Funding
- Repayment and Interest
- Monitoring and Risk Management
- What Determines Loan Terms?
- Peer to Peer Lending vs Traditional Lending Process
- How Businesses Can Prepare for a P2P Loan
Benefits of Peer to Peer Lending
- Faster Approval and Funding
- Flexible Qualification Criteria
- More Transparent and Competitive Interest Rates
- No Equity Dilution Purpose
- Driven Capital Builds
- Credit and Borrowing History
Risks Associated with Peer to Peer Lending
- Default Risk
- Liquidity Risk
- Platform Risk
- Regulatory Risk
- Mitigating Risks in P2P Lending